The bankers we know will laugh at this. The risk algorithms will dictate how they operate no matter what these misdirected warped government mandates dictate. Think about it, how can you collect errant funds due from a homeless camp? Our own indigenous LEGAL CITIZEN people being squeezed on credit availability in current tight fisted banking environment so in that light see how IDIOT STUPID this sounds?

Biden Admin Threatens Banks That Refuse To Lend Money To Illegal Immigrants (msn.com)