It would take some combination of up to a 28% decline in home prices, a more than 4% reduction in 30-year mortgage rates, or up to a 60% growth in median household incomes to bring home affordability back to its 25-year average, per Black Knight
— unusual_whales (@unusual_whales) September 7, 2023
Perks explained (with credit cards)
https://www.cnbc.com/2026/07/03/amex-chase-credit-card-lounges.html